Sample Report: Global Payments Market Report 2025: Trends, Adoption, & the Future of Digital Transactions

Description

Region: Global

Countries: USA

‍Pages: 105

Publication Date: 05.02.2025

Questions Covered in the report:

• What is the projected revenue of the global payments industry by 2028?  
• What are the most popular online payment methods among consumers globally?  
• How is the global adoption of instant payments changing, and what impact does it have on traditional payment methods?
• What percentage of consumers would prefer to use cryptocurrencies for everyday purchases?
• What percentage of consumers globally use digital wallets for online and in-store payments?

Key Findings:

Credit/debit cards globally lead online payment preferences with over 40% usage while digital wallets comes in second with over 20% in 2024.  

Global Digital Payments Surge, Set to Exceed USD 3 Trillion by 2028  

The payments industry continues its rapid transformation, with revenue and transaction volume experiencing significant growth worldwide. By 2028, global payments revenue is projected to surpass USD 3 trillion, with Asia-Pacific leading the market, accounting for nearly 50% of global payments revenue. The volume of non-cash transactions is expected to rise at over +10% CAGR from 2023, reaching nearly 3 trillion transactions by 2028.

Instant Payments and Digital Wallets Gain Traction in Global Transactions

Instant payments are forecasted to increase from over 15% in 2023 to over 20% of global transaction volume by 2028, reducing reliance on traditional methods. Digital wallets continue to lead global transaction growth, with over 60% year-over-year increase in Q3 2023. Meanwhile, credit cards remain dominant, with over 75% of businesses accepting them in 2024.

Cryptocurrency Adoption Rises, Surpassing 560 Million Users in 2024

Cryptocurrency adoption has surged, with global crypto ownership rising by over +30% year-over-year, surpassing 560 million users in 2024. Blockchain-based payments and DeFi are driving financial innovation, with over 60% of surveyed respondents in 2023 expressing interest in making payments using digital currencies.

AI Strengthens Fraud Prevention, Saves Billions in Payment Security

Financial institutions are increasingly investing in AI-driven fraud detection. Visa’s Advanced Authorization model prevents nearly USD 30 billion in fraud annually, while Mastercard’s AI-based solutions improve fraud detection accuracy by up to 300%. AI is also optimizing payment experiences, increasing transaction success rates for platforms like Adyen.

Explore the Full Report

For a comprehensive analysis of the global payments landscape, contact Press@ystats.com to access Global Payments Market Report 2025: Trends, Adoption, & the Future of Digital Transactions. Stay ahead with yStats.com and discover how digital payments are transforming global commerce.

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Table of Content:

1.            Management Summary

2.            Global Digital Payments Adoption and Trends

2.1.          Key Takeaways

2.2.      Digital Payments Adoption & Consumer Preferences

•       Global: Digital Payments Adoption, Innovations and Consumer Preferences, January 2025 (Part 1 of 2)

•       Global: Digital Payments Adoption, Innovations and Consumer Preferences, January 2025 (Part 2 of 2)

•       Global: Online Payment Methods Preferred by Shoppers, in % of Respondents, 2024

•       Global: Reasons for Online Shopping Cart Abandonment, in % of Respondents, 2024

•       Global: Online Shopper Preferences for Account Creation, in % of Respondents, 2024

•       Global: Importance of Delivery Providers in Online Shopping Decisions, by Country, in % of Respondents, 2024 (1 of 2)

•       Global: Importance of Delivery Providers in Online Shopping Decisions, by Country, in % of Respondents, 2024 (2 of 2)

2.3.      Regional Digital Payments Adoption

•       USA: Digital Payments Adoption by Category: Online, in % of respondents, 2019, 2021, 2023-2024

•       USA: Digital Payments Adoption by Category: In-App, in % of respondents, 2019, 2021, 2023-2024

•       USA: Digital Payments Adoption by Category: In-Store, in % of respondents, 2019, 2021, 2023-2024

•       USA: Digital Payments Adoption by Category, in % of respondents, 2024

•       USA: Digital Wallets Adoption by Category: In-Store, in % of respondents, 2024

•       USA: Digital Wallets Adoption by Category: Online, in % of respondents, 2024

•       USA: Digital Wallets Adoption by Category: In-App, in % of respondents, 2024

•       Europe: Digital Payments Adoption by Category, in % of respondents, 2024

•       Europe: Digital Wallets Adoption by Category: In-Store, in % of Digital Payment Users, 2024

•       Europe: Digital Wallets Adoption by Category: Online, in % of Digital Payment Users, 2024

•       Europe: Digital Wallets Adoption by Category: In-App, in % of Digital Payment Users, 2024

3.            Non-Cash Transactions Growth

3.1.          Key Takeaways

3.2.      Global and Regional Non-Cash Transactions Trends

•       Global: Total Non-cash Transactions Volume, in volume trillions, 2018 & 2021-2024e & 2028f

•       Asia-Pacific: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       North America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       Europe: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       Latin America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       MEA: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

3.3.      Global and Regional B2B Non-Cash Transactions Trends

•       Global: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       Asia-Pacific: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       North America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       Europe: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       Latin America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

•       MEA: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f

4.             Global Payments Revenue and Market Value

4.1.          Key Takeaways

4.2.      Payments Revenue

•       Global: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023, 2028f

•       Global: Payments Revenue by Type, Commercial & Consumer in %, 2023

•       Global: Payments Revenue by Type, Commercial & Consumer in %, by Region, 2023

•       Global: Payments Revenue by Type, Commercial & Consumer in %, by Region, by Payment Type, 2023

•       Asia-Pacific: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023

•       Asia-Pacific: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023

•       North America: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023

•       North America: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023

•       Europe, Middle East, and Africa: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023

•       Europe, Middle East, and Africa: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023

•       Latin America: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023

•       Latin America: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023

4.3.      U.S. Point-of-Sale Spend Trends

•       USA: Total C2B¹ point-of-sale spend, in USD trillion, 2018-2023

•       USA: Total C2B¹ point-of-sale spend by segment, in %, 2018-2023

4.4.      Future Payment Revenue Projections

•       Global: Payment Revenue Value, in USD trillion, 2027f

•       Asia-Pacific: Share of Payment Revenue Value, in %, 2027f

•       North America: Share of Payment Revenue Value, in %, 2027f

•       EMEA: Share of Payment Revenue Value, in %, 2027f

•       Latin America: Share of Payment Revenue Value, in %, 2027f

5.         Global & Regional Payment Mix: Traditional vs. New Payments

5.1.          Key Takeaways

5.2.      Global and Regional Payment Mix Trends

•       Global: Payment Mix: New Payments vs Traditional Payments, In % of transaction volume, 2023 & 2028f

•       Global: Organizations Accepting Payment Methods, by Type, in %, 2022 & 2024

•       Global: Payment Type Transactions, by Quarter, in % Year-Over-Year Change, Q4 2022 - Q3 2023

•       APAC: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023

•       North America: Payment Mix: New Payments vs Traditional Payments, In % of transaction volume, 2023

•       Europe: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023

•       Latin America: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023

•       Europe: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023

•       MEA: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023

6.         Cryptocurrency in Payments

6.1.          Key Takeaways

6.2.      Cryptocurrency Adoption and Trends

•       Global: Share of Respondents Who Would Like to Be Able to Make Payments in Digital Currencies, in %, 2023

•       Global: Type of Purchases Respondents Are Interested in Making With Crypto, in % of Respondents, 2023

•       Global: Overview of the Cryptocurrency And Blockchain Market, January 2025

6.3.      Cryptocurrency Ownership by Region

•       Global: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       Asia: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       North America: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       Europe: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       Oceania: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       South America: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

•       Africa: Number of Cryptocurrency Owners, in millions, 2023 & 2024e

6.4.      Consumer Behavior & Cryptocurrency

•       Global: Share of Population That Owns And Uses Digital Currency, in %, 2024e

•       Global: Share of Respondents Who Would Shop More Frequently at Their Preferred Online Stores If They Accepted Cryptocur., in %, 2023

•       Global: Share of Respondents Who Would Spend More Online If Cryptocurrencies Were Accepted, in %, 2023

7.         AI in Payments

7.1.          Key Takeaways

7.2.      Overview AI in Payments

•       Global: Value of AI in Payments, in USD billion, 2023 & 2031f

•       Global: Breakdown of Financial Service Companies’ Primary Strategy for Use of AI and ML, in %, Q1 2023

7.3.      Generative AI and Fraud Prevention

•       Global: Spend by Banks on Generative AI, in USD billion, 2024e & 2030f

•       Global: Share of Financial Institutions Eyeing Generative AI Use For Fighting Fraud, in %, 2024e

•       Global: AI-Driven Fraud Prevention and Risk Management in Financial Services, January 2025

7.4.      Customer Experience and Future Innovations

•       Global: AI-Optimized Payments, Risk Management, and Customer Experience, January 2025

•       Global: AI Collaboration and Future Innovations in Payments, January 2025

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Companies Mentioned:

• Apple
• Paypal
• Visa
• Mastercard
• Adyen
• Patagonia
• NordSecurity
• Global Payments